每一次的疫情警报也是一次次的压力测试，现代金融机构也在锤炼中越发专业和高效。昨日从无锡工行获悉，近两年来，该行始终坚持疫情防控和业务运行两手抓两不误，以国有大行的使命担当，展现出金融抗疫的新速度和新温度，保障金融服务不断档。

Every epidemic warning is also a stress test, and modern financial institutions are becoming more professional and efficient. It was learned from Wuxi Industrial and Commercial Bank of China yesterday that in the past two years, the bank has always adhered to both epidemic prevention and control and business operation. With the mission of large state-owned banks, it has demonstrated the new speed and temperature of financial anti epidemic, so as to ensure the continuous improvement of financial services.

落实常态化疫情防控：坚守阵地 筑牢防线

Implement normalized epidemic prevention and control: stick to the position and build a strong defense line

自2020年无锡工行根据市委市政府、相关监管单位、上级行统一指挥安排，成立以一把手行长为组长、相关部门负责人为成员的新型冠状病毒感染肺炎疫情防控工作组以来，该行就建立了重大应急事项实时报告制度及每日疫情报告制度，全力保障防控疫情相关客户的融资需求；全行121个营业网点作为防疫一线阵地，均已将消杀准备，严格扫码验码、佩戴口罩、测温登记等管理工作常态化，确保做到服务客户及客户之间保持适当距离，全程防控可溯。此外，该行近年来重点推进的“线上线下一体化”流程建设作用也在凸显。目前，无锡工行已实现包括历史明细、银行询证函等在内的21类场景线上线下一体化运营，大幅提升了业务运行效率，有效减少了聚集，降低了非必要人员流动。

Since the Wuxi branch of the ICBC in 2020, according to the unified command and arrangement of the municipal government, relevant regulatory units and higher authorities, the New Coronavirus has been set up as a leader and head of relevant departments responsible for the infection prevention and control working group. Fully guarantee the financing needs of customers related to epidemic prevention and control; The 121 business outlets of the bank, as the front-line positions of epidemic prevention, have normalized the management of killing preparation, strict code scanning and code checking, wearing masks, temperature measurement and registration, so as to ensure that an appropriate distance is maintained between serving customers and customers, and the whole process prevention and control can be traced. In addition, the role of the "online and offline integration" process construction that the bank has focused on promoting in recent years is also highlighted. At present, Wuxi ICBC has realized the online and offline integrated operation of 21 scenarios, including historical details and bank confirmation letters, which has greatly improved the business operation efficiency, effectively reduced the aggregation and reduced the flow of unnecessary personnel.

保障抗疫资金不断档：特事特办 即见即办

Ensure the continuous filing of anti epidemic funds: special affairs are handled immediately

根据近期全国疫情时有区域性暴发的特点，无锡工行围绕防疫物资、设备生产企业、防疫药物研发、生产企业、重点医院、防疫工作配套保障企业主动逐户对接，开通贷款审批绿色通道，加大疫情防治重点企业信贷支持力度。先后第一时间对接了包括红豆集团、远东控股、阳光医卫、鹏鹞药业在内的一大批疫情相关企业，紧急“输血”保障企业生产，以“特事特办，即见即办”的工作效率保障防疫抗疫相关的资金划转。对于涉及防疫物资生产、运输、流通等环节小微企业及其上下游客户的金融需求，该行也优先配置金融资源，开通快速审批通道，优化普惠客户信贷政策。

According to the characteristics of frequent regional outbreaks in the recent national epidemic, Wuxi ICBC actively connected door-to-door around epidemic prevention materials, equipment production enterprises, epidemic prevention drug R & D, production enterprises, key hospitals and epidemic prevention supporting support enterprises, opened a green channel for loan approval, and strengthened credit support for key enterprises in epidemic prevention and control. A large number of epidemic related enterprises, including Hongdou Group, Far East Holdings, sunshine medical and health and Pengyao pharmaceutical, have been connected for the first time to ensure the production of enterprises through emergency "blood transfusion", and ensure the transfer of funds related to epidemic prevention and resistance with the work efficiency of "special affairs, special handling, immediate handling". For the financial needs of small and micro enterprises and their upstream and downstream customers involved in the production, transportation and circulation of epidemic prevention materials, the bank also gives priority to the allocation of financial resources, opens a rapid approval channel and optimizes the credit policy of inclusive customers.

展现金融抗疫新温度：缓解压力 无本续贷

Show the new temperature of financial anti epidemic: relieve the pressure and renew the loan without principal

为确保小微客户平稳度过疫情期，针对e抵快贷、经营快贷等线上业务，无锡工行对部分受疫情影响导致短期内资金回笼困难的借款企业，统一通过数据变更的形式做一次无还本续贷，缓解其还款压力。线下业务中，针对部分受疫情影响严重的行业客户，该行也通过审批进行还款计划及付息周期调整，减轻企业资金压力。此外，该行还加快推进“抗疫”创新金融产品落地。工行创新开发小微融资产品“抗疫贷”，主要向参与疫情防治或生产、供应疫情防控所需物资的企业提供专项用于疫情防控，申请该产品的企业将优先受理、优先审批、优先安排规模、优先放款。

In order to ensure that small and Micro customers can survive the epidemic period smoothly, for e-credit, fast loan and other online businesses, Wuxi ICBC will renew the loan without repayment of principal in the form of data change for some borrowing enterprises that are affected by the epidemic and have difficulty in recovering funds in the short term, so as to alleviate their repayment pressure. In offline business, for some industry customers seriously affected by the epidemic, the bank also adjusted the repayment plan and interest payment cycle through approval, so as to reduce the capital pressure of enterprises. In addition, the bank also accelerated the implementation of "anti epidemic" innovative financial products. ICBC innovated and developed the "anti epidemic loan" of small and micro financing products, which mainly provides special loans for epidemic prevention and control to enterprises participating in epidemic prevention and control or producing and supplying materials required for epidemic prevention and control. Enterprises applying for this product will give priority to acceptance, approval, scale arrangement and lending.

无锡工行有关负责人表示，两年的抗疫保供已经让无锡工行这只金融国家队越发成熟，从最初的武汉抗疫，到后来的助力疫后恢复生产措施，该行连续出台加大金融支持力度、减轻企业负担的“硬核”举措，重点保障制造业和生产服务业企业复工复产，给中小企业的发展吃下定心丸。在当前全国疫情防控压力依旧巨大的特殊时期，该行采取减少人员线下交流，灵活开展线上办公，线上贷审会集体审议等方式，以更大的金融力量支持企业复工生产和防控疫情，为最终打赢疫情防控阻击战发挥金融头雁作用。

The relevant person in charge of Wuxi ICBC said that the two-year anti epidemic and supply guarantee has made the financial national team of Wuxi ICBC more and more mature. From the initial anti epidemic in Wuhan to the subsequent measures to help restore production after the epidemic, the bank has successively issued "hard core" measures to increase financial support and reduce the burden on enterprises, focusing on ensuring the resumption of work and production of manufacturing and production service enterprises, Give reassurance to the development of small and medium-sized enterprises. In the current special period when the national epidemic prevention and control pressure is still huge, the bank has taken measures such as reducing offline personnel exchanges, flexibly carrying out online office and collective deliberation of online loan review committee to support enterprises to resume production and prevent and control the epidemic with greater financial strength, so as to play the role of financial leader in winning the war of epidemic prevention and control.